A Non-Profit Consumer Credit Counseling Organization

Big Solutions, Inc.
2300 West Sample Road
Suite #304
Pompano Beach, FL 33073

Phone: 866-249-0343
Fax: 954-247-0022

What Is Big Solutions?

BSI, or Big Solutions, Inc. is a charitable and educational Consumer Credit Counseling and Debt Management organization, operating under the strict guidelines of the IRS non-profit code 501 (c)(3) and all State mandated requirements.

We are firmly dedicated to educating the public with important and useful information on personal money management, such as buying practices, budgeting, and the sound use of consumer credit.

BSI provides customized counseling and educational support to low-income individuals and families without charge.

All BSI Counselors are certified by the National Institute of Financial Education as well as the Institute on Financial Literacy.

Big Solutions has received ISO 9000:2001 accreditation.

Services and Support

Individualized Professional Counseling

Big Solutions, Inc. partners closely with families and individuals to help resolve stressful money management issues and set realistic, attainable financial goals. Our certified, professional counselors will always work diligently to provide you with the most appropriate debt management solutions, based on your unique personal and financial circumstances, and clearly explain the advantages and disadvantages of all available options. There is never a charge for this service.

Please be assured that information obtained in counseling sessions is considered extremely confidential. It is used solely to determine and develop the best and most realistic course of remedial action. Big Solutions strongly adheres to parameters set forth by the Gramm-Leach Bliley legislation.

The purpose of these sessions is to provide constructive advice, continued support and personalized assistance so that you can successfully meet your current and future objectives.

Customized Educational Tools

Education is the cornerstone of our commitment. Big Solutions, Inc. will offer you various learning tools and resources, on an on-going basis, such as books, internet links, videos and other very helpful information specifically tailored to address your personal situation, and circumstances.

We provide an extensive and diverse range of education programs to match all our client’s needs, the needs of our community, and the needs of the general public.

Easy to understand, educational resources are available to everyone, despite your ability to pay for these materials.

Our workshops, seminars and one-on-on educational presentations include topics such as:
    • Clarifying and Setting Financial Goals • Organizing Financial Records • Opening a Bank Account • How To Read Bank Statements • Credit Card “The Good, The Bad and The ugly” • How To Read Credit Card Statements • How To Reconcile a Check Book • Monitoring Debt-to-Income Ratio • Identity Theft • Understanding Credit Reports • Budgeting • Preparing a Spending Plan • Building Wealth • Types of Saving • Buy or Lease a Car • Mortgages & Foreclosure • Bankruptcy • Alternatives to Bankruptcy • Insurance • Disaster Planning and Recovery • Weddings on a Budget • The Holidays are Coming • Tax Season • Planning for College • Long Term Care • Loans and Interest Rates • The Road to Financial Independence

Budgeting Planning

A certified BSI counselor will ask you a series of questions to help better understand your economic profile and the main cause of your personal financial problems. The answers to these questions will provide a solid foundation for your customized budget and will be the basis on which we can determine which programs will best suit your situation and needs.

It is critical that you provide us with the following information about your household:
    Do you own or rent your home?
    What is your monthly housing payment?
    Do you own an automobile?
    What is your monthly automobile payment?
    How much are your average monthly utility bills?
    How much are your average monthly grocery bills?
    How much are your monthly insurance bills (medical, home, automobile, health, etc.)?
    Are you married?
    Do you pay child support? If so, how much?
    Do you pay for child daycare? If so, how much?
    What are your other monthly expenses?
    Do you have monthly medical expenses? If so, how much?
    Do you have any outstanding loans? If so, how much?
    Do you have credit card bills? If so, please itemize balances owed on each.
    Are you current or behind with your credit card bills? If so, how late are the payments on each card?
    Are you employed?
    What is your monthly take-home pay?
    Is your spouse employed?
    What is his/her monthly take-home pay?
    Do you have any additional monthly income (i.e. Social Security, Disability, Pension Plans)?
    Describe in detail all special circumstances.
Your answers to these questions will enable your credit counselor to guide you through a financial assessment and help you complete an affordable monthly spending plan and budget. You will receive a written Analysis and Recommendation which summarizes your goals, immediate actions that need to be taken, and the advantages and disadvantages of all appropriate, options, such as enabling you to speak directly with your creditors about special re-payment arrangements, contacting public assistance agencies, debt management plans, bankruptcy, etc. There is no cost for these services.

Resources and Referals.

This section is devoted to providing links and contact information in many areas of personal finance and professional referrals. Resources include health care, childcare, housing, marriage counseling, substance abuse counseling, suicide prevention, career development, credit reporting, legal services, stress management and more. Call us if you need additional help.


Abuse Registry: 1-800-962-2873
Alcohol Abuse: 1-800-252-6465
Federal Information Center: 1-800-688-9889
Federal Tax Information: 1-800-829-1040
Florida Relay Center: 1-800-955-8770
Gamblers hotline: 1-800-426-7711
Homesavers: 1-800-452-9572
Jumpstart Coalition: 1-800-45-EDUCATE
NCPCF: 1-800-583-2964
Suicide Hotline: 1-954-537-0211
Mental Health Crisis: 1-954-463-0911


myFICO - Your Source For Credit Scoring
Fair Isaac Corporation


USDOJ/U.S.Trustee Program
American Bankruptcy Institute
Federal Trade Commission


Federal Trade Commission
Florida Attorney General


Federal Direct Consolidation Loans


Consumers Face Huge Losses With Debt Settlement Firms

Top Five Credit Card Costs to Avoid - AOL Money & Finance
Money101 Lesson 9: Controlling Debt
Calculators - Debt reduction planner

Hidden Credit-Card Fees

Bankruptcy credit counseling gets mixed reviews

A bankruptcy credit counseling session

Top Searched States for Foreclosures - AOL Hot Searches

NeighborWorks -- 888-995-HOPE

Living on a Dime -- Making The Most of What You Have

Dirty Credit Card Tricks - AOL Money & Finance "

Welcome to PPARx.org - Discount Prescription Drugs

12 Things You Should Never Do Online

Credit Score Myths


BSI is pleased to continually offer the educational workshops to all
interested persons. Remember, there is no cost to attend and participate.

There are no workshops currently scheduled. Please check back soon.

Same Day Approvals! Inquire today, Start Tomorrow!

If you are a consumer having difficulty with short term loans, credit card debt, or medical bills, call us today to see how we can help!

For a free, no obligation consultation and quote, call toll free 866-249-0343 today.

BSI currently has pre-approved agreements with many popular short term lenders to extend their terms and give our clients lower monthly payments. By resolving your payday and short term loans through a BSI Debt Consolidation and Management Program, your monthly payments can be reduced by up to 50% or more. Unlike settlement or negotiation services that have a notorious high rate of failure, Debt Management Programs are set up and approved by your lenders. Consumers enjoy affordable monthly payments and terms while still being considered current on their obligations. If you are behind on your payments, a DMP will bring your enrolled accounts current, and cease collection calls. BSI currently works with many short term lenders including:
Speedy Cash...Spot Loans...Express Mart...Check into Cash
Lending Club...North Cash...Rise Lending..CashNet USA
Castle Payday...Silver Cloud Financial
Advance America... Allied Cash Advance...Lend Green....MaxLend
White Pine...PLS...Green Valley Lending...West River Cash
Golden Valley Lending... Sovereign Advance..Ace America
Money Tree... EZ PayDay Loans...Mr. Money...Quick Cash
All America... Cash Title Loans..Express Cash Advance..Lend Up
... and many more

*Payday Loans
*Cash Advance Loans
*Short Term Signature Loans.
Note, not all independent lenders offer concessions. Not available in all states.

Why choose Big Solutions? For over 20 years, we have been helping families and individuals eliminate the burden of crushing credit card and other unsecured debt. In those cases with qualifying lenders, BSI can help in one or more of these areas:

> Eliminate Harassing Calls.....
> Reduce Monthly Payments....
> Reduce or Eliminate Interest...
> Avoid Bankruptcy....
> Stop Late and Over-limit Fees...

If your company or organization is interested in receiving a variety of educational tools, or if you would like a BSI representative to hold a seminar on topics such as Budgeting, Savings, Using Credit Wisely, please contact us at: 954-247-0021.

PRIVACY NOTICE This privacy notice discloses the privacy practices for (www.mybsi.org). This privacy notice applies solely to information collected by this web site. It will notify you of the following:
1. What personally identifiable information is collected from you through the web site, how it is used and with whom it may be shared.
2. What choices are available to you regarding the use of your data.
3. The security procedures in place to protect the misuse of your information.
4. How you can correct any inaccuracies in the information.
Information Collection, Use, and Sharing
We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us via email or other direct contact from you. We will not sell or rent this information to anyone.
We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g. to ship an order.
Unless you ask us not to, we may contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.
Your Access to and Control Over Information
You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number given on our website:
- See what data we have about you, if any.
- Change/correct any data we have about you.
- Have us delete any data we have about you.
- Express any concern you have about our use of your data.
We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.
Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for "https" at the beginning of the address of the web page.
While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers/servers in which we store personally identifiable information are kept in a secure environment.
If you feel that we are not abiding by this privacy policy, you should contact us immediately via telephone at 954-247-0022 or email debthelp@mybsi.org